Enhanced loan system (French version)

Hello everyone here is the French version of Improved loan system the version is therefore 2.0.0.0 it's up to you to see if you are for this French version or version 1.0.0.0 for more information see the images thank you all and good game.. ...BOB51160.

This mod makes the credit system a bit more realistic. However, standard game credits will be disabled. If there are still outstanding loans, they will be transferred to the new system.

With this system it is possible to take out cancellation loans. For this, a loan with a fixed amount, duration and interest rate of the loan is concluded. This calculates the monthly payment, which is debited at the end of each month.
The bank requires collateral here, so the maximum loan amount is calculated from the current retail value of your vehicles, fields (60%), cash and your existing loans.
To make this a bit more realistic, the loan interest rate can go up, down or stay the same every month. This makes it all the more crucial when taking out the loan. However, you can also change this variable loan interest rate to a fixed loan interest rate in the settings.

How does a cancellation loan work? Here is a brief explanation:
A cancellation loan has a cancellation, monthly rate and a loan interest rate. This cancellation is made up of the amount of the refund and the amount of interest. The interest amount is calculated by multiplying the loan interest rate by the remaining loan amount. As a result, the interest amount keeps decreasing and the repayment amount keeps increasing.